Savings

You’re getting a tax refund - congratulations! Now, how are you planning to use it?

The holidays are over, and while the festive cheer lingers, the looming credit card bills can dampen the spirit.

Sebastián Patiño Gómez immigrated to the U.S. from Colombia two years ago to keep his family safe. At the time, he knew very little English and nothing about the American banking system.