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*Once approved, we’ll help you set up a secured share account of at least $250. This serves as collateral for the card and your credit limit will match the amount you deposit into this secured account. If you ever close your account, this secured deposit is fully refundable along with any interest you earn, as long as you pay your balance in full. Your card status will be regularly reported to the major credit bureaus, so you can build your credit with responsible use.
**For purchases, as an introductory APR of 0.00% will apply for six months from the card issue date. The standard variable rate will apply to all purchase balances after that date.
***For balance transfers, an introductory APR of 1.99% will apply for 12 months from the card issue date. The standard rate will apply to all balance transfer balances after that date. The balance transfer fee will be waived on transfers made within 12 months from the card issue date.