Budgeting

By GreenPath Financial Wellness

Summer’s finally here! While those sun-soaked days feel amazing, your energy bill might not.

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive. If you've ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt. 

As a mother of three, Stephanie Martin learned the importance of getting off to a good start as her family was growing. Now, as a Financial Wellness Coach with Greylock Federal Credit Union, she enjoys sharing what she has learned with other young families.

Think of a budget like a blueprint for building a house. It’s a plan that guides you on how to spend your money wisely, ensuring that you have enough for necessities, savings, and even some fun, for the present and the future.